About Me

My passion for personal finance began at a young age and like many people, I felt like I was knowledgeable enough to make good financial decisions and manage my finances. You see, personal finance is 20% knowledge and 80% behavior. While I have the knowledge covered, I was lacking on my behavior. So while procrastinating for many years on changing my financial behavior, I was missing out on 80% of my financial control. Thus, I made some stupid financial decisions because of my behavior.

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How about increasing your maxed out Macy's credit card to purchase a stupid watch only to wear it a few times... Yep... done that.

How about stopping by a car dealership to browse and leaving with a brand new car... Done that as well.

How about being two monthly payments away from paying off your car loan just to trade the car in for a newer model and endung up with a  $600 monthly payment...Yep done that too.

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So I have made my mistakes, learned my lessons, and changed my financial behavior. Changing my behavior put me in control over my finances.

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So with what I have leaned from my mistakes and with the passion to help people, I have decided to join Ramsey Solutions to become a Ramsey Master Coach so I can help people change their money behavior, educate them on personal finances and lead them to a path of financial freedom and achieve their financial goals.

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